The Reserve Bank of India released its latest weekly and fortnightly financial data on August 21, 2026, covering foreign exchange reserves, scheduled commercial banks, money stock and liquidity operations.
According to the RBI release, India’s total foreign exchange reserves stood at ₹68,41,778 crore, or US$716,907 million, as on August 14, 2026. The reserves increased by ₹1,09,684 crore during the week. In US dollar terms, the weekly increase was US$9,905 million.
Foreign exchange reserves
Foreign currency assets remained the largest part of the reserves. They stood at ₹55,52,880 crore, or US$581,851 million, as on August 14. During the week, foreign currency assets rose by ₹81,275 crore and US$7,225 million.
Gold reserves were placed at ₹10,63,305 crore, or US$111,417 million. The weekly increase in gold reserves was ₹27,899 crore and US$2,679 million. The RBI also reported special drawing rights of ₹1,78,845 crore, or US$18,740 million, and the reserve position in the IMF at ₹46,748 crore, or US$4,899 million.
Compared with end-March 2026, total reserves were higher by ₹2,87,917 crore and US$25,799 million. On a year-on-year basis, total reserves increased by ₹7,54,995 crore and US$21,801 million.
RBI loans and advances
In the RBI’s liabilities and assets statement, loans and advances to the Central Government were shown as zero for August 14, 2026. Loans and advances to State Governments stood at ₹14,225 crore, down from ₹29,684 crore on August 7, 2026. The weekly fall was ₹15,458 crore. Compared with August 15, 2025, the decline was ₹19,905 crore.
Scheduled commercial banks
For scheduled commercial banks’ business in India, the RBI reported aggregate deposits of ₹2,69,41,367 crore as on July 31, 2026. Aggregate deposits increased by ₹7,69,226 crore over the fortnight and by ₹35,91,541 crore year-on-year. The year-on-year growth rate was 15.4%.
Demand deposits stood at ₹34,31,419 crore, while time deposits were ₹2,35,09,949 crore. Time deposits accounted for the larger share of aggregate deposits and rose by ₹30,36,490 crore year-on-year.
Bank credit stood at ₹2,20,78,095 crore as on July 31, 2026. It rose by ₹2,57,405 crore over the fortnight and by ₹35,76,717 crore year-on-year. The year-on-year growth rate in bank credit was 19.3%.
Within bank credit, food credit was ₹1,17,830 crore and non-food credit was ₹2,19,60,264 crore. Non-food credit increased by ₹35,15,562 crore year-on-year.
The RBI noted that the banking data include the impact of the merger of a non-bank with a bank with effect from July 1, 2023. It also stated that, under the Banking Laws (Amendment) Act, 2025, the definition of a fortnight has been revised from alternate Fridays to the 15th and the last calendar day of a month, with effect from December 15, 2025.
Money stock
Money stock, measured by M3, stood at ₹3,22,81,302 crore as on July 31, 2026, compared with ₹3,14,53,126 crore on March 31, 2026. M3 increased by ₹8,28,176 crore, or 2.6%, in the financial year so far. On a year-on-year basis, M3 rose by ₹41,41,428 crore, or 14.7%.
Currency with the public was ₹41,85,446 crore, up 12.9% year-on-year. Demand deposits with banks stood at ₹35,85,981 crore, showing year-on-year growth of 18.8%, while time deposits with banks were ₹2,43,87,268 crore, up 14.5% year-on-year.
On the sources side, net bank credit to government was ₹93,59,609 crore as on July 31, 2026. Bank credit to the commercial sector stood at ₹2,29,33,415 crore, up 18.8% year-on-year.
Liquidity operations
The RBI also listed daily liquidity operations from August 10 to August 16, 2026. Net absorption was recorded on each of the seven days reported. The largest net absorption in the period was ₹3,29,995 crore on August 10. Net absorption was ₹3,12,429 crore on August 14 and ₹1,95,176 crore on August 16.
The release identified SDF as the Standing Deposit Facility and MSF as the Marginal Standing Facility. It also stated that the data are provisional and that differences, if any, are due to rounding off.
Source: Reserve Bank of India Press Releases.